What is affordable housing?
Affordable homes are provided to eligible people whose needs aren't met by the market.
They're being provided across Richmondshire in both towns and villages.
In rural areas, our rural housing enabler can negotiate to get some affordable housing included in open-market sites. She can also help parish councils and communities get affordable housing schemes off the ground.
To get started, contact our Rural Housing Enabler at email@example.com. They will:
- Talk to parish and ward councillors to explain the process and gain public support
- Assess the local need, including distributing a housing needs survey
- Identify suitable land options and work with housing associations to buy site options
- Hold consultation events locally for people to comment on the choice of sites, draft designs and to register their housing need
- Select the most appropriate scheme
- Agree who would be eligible for the properties
- Submit a planning application and support the scheme through the process
- Help during construction
- Identify residents who meet the “local connection” criteria and allocate to those most in need
These are homes for rent and sale below market rates for people who want to live in their local village but can't afford to rent or buy on the open market. They can be provided at an affordable rent or for low-cost home ownership.
How we make sure the homes remain affordable
The restrictions put on these homes are controlled through planning permission. A legal agreement, called a section 106 agreement, is signed to make sure the homes remain affordable and for local people in the future.
Homes are mainly two or three bedroom, and are can be flats, houses or bungalows.
They're either for:
These tend to be owned by a housing association and normally offer a tenancy giving long-term security, although some my offer fixed-term tenancies with a minimum of five years. Rents are up to 80% of the market rent for the area.
Homes for sub market rent: the properties are usually owned by a housing association, again offering a tenancy that gives long-term security, with rents slightly less than market rents, such as 90%.
Homes for affordable sale
There are two main ways to buy:
Buyers initially buy between 25% and 80% of their home from a housing association and pay rent on the rest. They can buy further shares up to a maximum of 80%, ensuring the housing association keeps an interest in the property.
Buyers purchase a property at a reduced price and pay no rent. If the home is resold, it has to be sold on at the same discount and marketed to people with a local connection.
How the homes are allocated
Homes are allocated through the North Yorkshire Home Choice system, the county's choice-based lettings system.